The categories of mortgages we can arrange include:

• First time buyers (with or without a deposit)
• Home movers
• Remortgages either to improve on your rate and/or to release capital for home improvements, debt consolidation etc.
• Ex partner buy-outs upon separation
• Buy to Let * on property investment, also ‘Let to buy’ mortgages * please note 'buy to let' mortgages are not regulated by the Financial Services Authority
• Keyworker schemes for public sector workers and shared ownership plans (part rent/part buy)
(• Equity Release for retired home-owners who wish to take income/capital withdrawal while living in the home*
• Mortgages for builders who need capital to be provided at key stages.

Just let us know your situation even if it’s not described and we’ll do our best to help!

Types of mortgage available include:

• Variable rate, tracker rate, discounted rate, standard rate mortgages
• Fixed, capped rate mortgages
• Flexible mortgages• Offset mortgages• Current Account Mortgages

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up the repayments on your mortgage

* This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.