Please consider the following questions

· Do you know how much income your family would need if you weren’t there to provide it?

· If you were ill or injured do you know exactly how much income or capital you would need?

· Are your home and all contents and personal possessions covered for their true value?

· Do you know exactly how much income you need for your desired retirement?

· Do you know exactly where your money should be invested for the best return now?

· If you have a mortgage is it still discounted or fixed - and not at the lender’s standard rate?

· Do you know how much tax HM Revenue & Customs would demand before any money could be received by your heirs?

· Is your Will up to date? (or have you even written one?)

Have you answered ‘no’ to any questions? If so, we recommend a no obligation confidential review which will help to identify your needs and priorities. It will enable us to advise you of your best options, with no pressure for you to do anything.